Financing or payment plan questions come up a lot, so here is the clear answer. Patio Factory does not currently offer a formal financing or payment plan program. Instead, we keep things straightforward with a simple structure. You pay a standard deposit to secure your project and a final payment on completion once your patio is installed and you are satisfied. That is it. No credit checks, no third party applications, and no hidden fees tied to a financing or payment plan. Our focus is on a transparent, quality build supported by customer care from first quote to final handover, with in-house designers and experienced installers guiding you at every step.
We are a proudly West Australian team known for friendly guidance, honest communication, and expert advice. That means we invest our energy in better design, careful site measure, local fabrication, and tidy installation rather than a financing or payment plan you have to navigate. This approach reduces admin, speeds up decision making, and lets us pour attention into structural integrity, council compliance, and a smooth build experience. Our in-house designers use modern drawing tools to plan your structure with accuracy, so your deposit and final payment correspond to clear, tangible progress. It is a cleaner, faster way to get your outdoor area ready for entertaining without unnecessary paperwork slowing things down.
Here is how the standard deposit and final payment flow usually works.
Customers consistently ask about costs, hidden fees, and timelines, so we address these upfront in plain English. It is one more reason many people prefer our simple deposit plus completion model. You always know what stage you are at, who is on site, and when the project will be wrapped up, so planning your budget is easier.
Even without a formal financing or payment plan, there are smarter ways to budget for your patio.
The upshot is that you retain full control of your spend and your schedule. Because we keep you informed at each milestone, you can stage purchases for outdoor furniture, heating, or décor to suit your cash flow without locking into a lender’s terms.
Plenty of Perth households like the certainty of paying a deposit, then a final amount when the job is done. There is no lender, no third party terms, and no confusion about what is interest and what is principal. You get a clear patio design tailored to how you will use the space, and the payment structure mirrors progress on site. Our team invests time in council approvals, timeframe planning, and style selection, rather than the paperwork that comes with a financing or payment plan. The result is a simpler path from concept to completion, and a finished area that looks beautiful, handles Aussie weather, and is ready for weekend barbies the moment we pack up.
If you had hoped for a financing or payment plan, talk to us about your project timeline and scope. Many customers find that modest design adjustments bring the upfront cost within reach without compromising on the look or the shade and weather protection they want. For example, you might prioritise the core patio roof today and hold off on extras like feature lighting until later. With a quality steel frame and roof locked in, you are already enjoying the outdoor lifestyle upgrade. That is often more satisfying than waiting months for a financing or payment plan that adds complexity to your decision. If you are working to a deadline, we can help you map the steps from quote to install so your deposit and final payment align neatly with your cash flow.
The combination of planning, communication, and craftsmanship removes guesswork. You will know when materials are ordered, when fabrication is complete, and when your install date is locked, so you can plan around family schedules and work commitments with less stress.
DIY can appear to save money, but it also carries risk with approvals, tolerances, and warranties. Many people underestimate the complexity of getting drainage, falls, fixings, and tie-ins right. If a DIY misstep leads to delays or rework, the total spend can exceed a professionally delivered job that uses a simple deposit plus completion model. With our approach, you benefit from specialists who tackle council drawings, structural considerations, and safe installation practices every day. In other words, skipping third party finance does not mean compromising on quality. It means choosing a proven process that finishes on time and looks fantastic from day one.
Can I split payments beyond deposit and final payment
At present we do not support a formal multi-instalment option. If you have timing questions about your deposit and completion, speak with our team and we will walk you through options aligned to your build schedule.
Will no finance delay my council approval
Not at all. Council documentation depends on accurate drawings and local requirements. Our team guides you through what is needed and the typical timing so you can plan your deposit and completion accordingly.
What if site conditions add cost
We aim to uncover site issues early and explain the implications before fabrication begins. This transparency helps you decide scope with confidence and avoids the shocks that can derail a project timeline.
If you are researching a patio and hoping for a formal product with staged repayments, the short answer is that we do not offer one at this time. We keep it simple with a deposit and a final payment at completion, backed by expert design, careful site measure, and friendly service. Most customers care far more about timeline clarity, design quality, and a clean install than lender paperwork, and that is exactly where we shine. Ready to talk designs, timelines, and a straightforward path to your new patio Reach out and we will help you plan a beautiful outdoor space with a payment structure that is easy to understand and even easier to manage.
Contact us: (08) 9451 5777 or info@patiofactory.com.au.
